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Kotor
Kotor | Kotor Municipality

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Chestertons Global Team
Chestertons Global Team
Presented At
€1,290,000
Bedrooms
4
Bathrooms
4
Living
4,844
SQFT
Fireplace
Library
Office
Air Conditioning
Jacuzzi
Terrace
Garage
Parking
Garden
Balcony
Gate
Pool
Water View
Sea View
Mountain View
Privacy
Modern
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Kotor, Kotor, Kotor Municipality, Montenegro. , Kotor , Kotor Municipality

A luxurious villa with swimming pool in Kotor

Beautiful contemporary yet elegant family Villa with sea view for sale, settled on three levels on 1225sqm plot on an excellent location in Kavac, near Kotor, Tivat and luxury marina Porto Montenegro.   The house has 450sqm total. The vast ground floor living space spans over 154sqm and incorporates spacious and airy sitting room with an aspect bathed in sunlight for most of the day, modern kitchen and extensive dining area with bespoke lighting, as well as a family bathroom and an office with a separate entrance.  There is a master bedroom on the first floor with an en-suite bathroom with jacuzzi and a walk-in wardrobe, opening on to a spacious private terrace. The floor also includes a fitted library, 3 further bedrooms, 2 bathrooms and 3 large terraces that reveal 270 degree-views of the sea and the surrounding mountains.  The top floor houses a guest studio with a stunning terrace of 34sqm. Elegant décor, carefully selected pieces of art, natural stone fireplace, marble flooring and contemporary, rich earth tones-inspired interior provide glowing warmth and a restful and peaceful ambience. Large, floor-toceiling mahogany windows allow for the changing colours of the sunset to stream through the house.  The house has been carefully designed to complement the spectacular scenery of the surrounding oak forest. Long summer evenings can be enjoyed in the home’s outdoor area, which features a large swimming pool, a barbeque area and a summer kitchenette. With lush, landscaped gardens, as well as olive and citrus grows, it is little wonder that the property holds a seductive charm for owners and guests.  The villa is accessed by a gated drive which ensures the privacy and security of this hillside property. Situated just a short drive from pristine beaches and the vibrant towns of Kotor and Tivat, this villa offers a dream lifestyle.  FEATURES INCLUDED:  †Central air3 Solar water300 liters capacity) Water tank (capacity 67.2m3) Well (capacity 10m3) Power generator (Capacity 8.5KW) Private sewage system Automatic gate and garage system (2 closed garages + 2 outdoor parking spots)Extensive underSummer kitchenette (20sqm) Workshop (18sqm) Technical room Home entertainment system Wireless internet

Gallery

3D Street View Tour

Map showing Kotor, Kotor, Kotor Municipality, Montenegro.

Property Location

Kotor, Kotor, Kotor Municipality, Montenegro., Kotor Kotor Municipality

Local Weather & Climate

Kotor, Kotor Municipality

Current Conditions Updated recently
55 °F
Overcast clouds
Feels Like 55°F
Humidity 94%
Wind 8 mph
Visibility 6.2 mi
Sunrise 6:06 AM
Sunset 3:47 PM
5-Day Forecast
Sun 25 Jan
Rain
High 54°
Low 49°
Mon 26 Jan
Rain
High 47°
Low 41°
Tue 27 Jan
Clouds
High 51°
Low 41°
Wed 28 Jan
Rain
High 45°
Low 43°
Thu 29 Jan
Rain
High 46°
Low 44°
Annual Climate Based on last 12 months
59° Avg Low
Jan
70° Avg High
Aug
155 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
77.9" Annual Rainfall
Wet climate
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
2 Snow Days
per year
Monthly Temperatures
Jan
54°
44°
Feb
56°
47°
Mar
60°
48°
Apr
66°
54°
May
72°
60°
Jun
84°
71°
Jul
87°
74°
Aug
91°
79°
Sep
82°
69°
Oct
69°
58°
Nov
61°
53°
Dec
58°
47°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Kotor?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Kotor. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $129,000,000 20% down ($25,800,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$11,085
$11,085/day
Your home may appreciate while you sleep
$77,808/week $337,167/mo $4,046,003/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$71.0M
vs
OWN 📈 +$100.7M
$100.7M Potential Equity
vs $71.0M lost to rent over 10 years
$25.8M Down Payment Growth
3.9x
10yr
$100.7M
8.1x
20yr
$208.5M
12.6x
30yr
$325.8M
Wealth Comparison
×776
Equivalent to 776 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $325.8M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $151.9M +18%
Market $175.7M +36%
Optimistic $202.7M +57%
$100.7M est. equity
20 Years
Conservative $178.9M +39%
Market $239.2M +85%
Optimistic $318.6M +147%
$208.5M est. equity
30 Years
Conservative $210.7M +63%
Market $325.8M +153%
Optimistic $500.6M +288%
$325.8M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Kotor, Kotor, Kotor Municipality, Montenegro features 4 bedrooms with 4,844 square feet of living space.
This property offers 4,844 square feet of living space.
This property is listed at $129,000,000, which equals $26631 per square foot.
Based on current market indicators, Kotor shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Kotor features a pleasant climate. Average temperatures range from 59°F in winter to 70°F in summer. The area receives approximately 77.9 inches of precipitation annually. There are about 155 days with rain throughout the year. Expect around 2 days with snow. This climate information can help you plan for seasonal activities and energy costs.
Kotor tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a house located in Kotor, Kotor Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Chestertons Global Team

Chestertons Global Team

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